Showing posts with label planning. Show all posts
Showing posts with label planning. Show all posts

Thursday, March 14, 2013

What does money looks like again?

Holla everyone,

As you can see, my blog has changed a bit, including the title and layout. The reason for this change is because when I first started this blog, I was unsure of what I actually wanted to write about so I kind of just picked something easy. So, in essence the name and layout were a temporary fixer. I knew I wanted to blog about all the shenanigans that seem to happen around here but in light of recent events (my recent debt struggle) I decided to write about all my efforts to pay off my bills and trying to find ways to save money but still enjoy the life I'm living, perhaps in a zombie-esque way, but living none-the-less.

I made alot of mistakes when I was a teen, but one of those major mistakes was getting a credit card. What the hell was I thinking?! And more importantly, What were THEY thinking when they gave me to credit card?! I guess they assumed that since I was 18 and technically considered an adult that I could handle a credit card, but they forgot to consider the 'teen' part of 18. Yes, I handled it well for a while but you know the term, 'your eyes are bigger than your stomach'? Well, you could say that it relates to this too. I got a little greedy and decided to ask for a credit limit increase. Stupid, stupid me. I willingly went from a debt I could afford to a debt that would change my life. Now, life seemed to get better at one point, I was working in a salon and it seemed that I had a career. So, I applied for a second credit card, Do Not Ask Me Why! I was approved.

The rest is history, I guess and now my bed is made. I am too terrified to even enquire as to my credit rating and I am working on keeping the creditors at bay. But what happens now? Well, I make payments, wait for naggy calls, work, sleep, eat and try and find a way to fulfill my lust for shopping without breaking the bank, perhaps I will have to take up some thrift shopping. I do have a guy friend who loves to thrift shop, so he may have to show me the ropes to looking' incredible in your Granddads coat'. Plan on taking a hike this weekend so hopefully going to keep it simple and cheap by enjoying nature. I look forward to getting out of the hole I've dug for myself, but hopefully I'll have fun exploring on the way out.

P.S- This blog will still relate the crazy and sometimes, unbelievably true events of my crazy life.